UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
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| Item 8.01 | Other Events |
On June 3, 2026, Universal Insurance Holdings, Inc. (the “Company”) entered into a First Supplemental Indenture (the “First Supplemental Indenture”) with UMB Bank National Association, as trustee (the “Trustee”), amending the Indenture, dated as of November 23, 2021 (the “Base Indenture” and, as amended by the First Supplemental Indenture, the “Indenture”), between the Company and the Trustee, pursuant to which the Company’s 5.625% Senior Unsecured Notes due 2026 (the “Notes”) were issued.
The First Supplemental Indenture was entered into following the receipt of the consent of holders of a majority in aggregate principal amount of the outstanding Notes. The First Supplemental Indenture amends the Base Indenture to, among other things, (i) shorten the minimum notice period for redemption of the Notes from not less than thirty (30) days to not less than five (5) days prior to the applicable redemption date and (ii) permit the Company to issue conditional notices of redemption, conditioning a redemption on one or more conditions being satisfied, and allowing the Company to delay the redemption date or withdraw the notice if those conditions are not met (or are waived). These amendments are intended to provide the Company with greater operational flexibility in connection with a redemption of the Notes.
The foregoing description of the First Supplemental Indenture does not purport to be complete and is qualified in its entirety by reference to the full text of the First Supplemental Indenture, a copy of which is filed as Exhibit 4.1 to this Current Report on Form 8-K and is incorporated herein by reference.
| Item 9.01 | Financial Statements and Exhibits |
(d) Exhibits:
| Exhibit Number | Description | |
| 4.1 | First Supplemental Indenture, dated as of June 3, 2026, between Universal Insurance Holdings, Inc. and UMB Bank National Association, as trustee. | |
| 104 | The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101). | |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| Date: June 5, 2026 | UNIVERSAL INSURANCE HOLDINGS, INC. | |||||
| By: | /s/ Frank C. Wilcox | |||||
| Name: | Frank C. Wilcox | |||||
| Title: | Chief Financial Officer | |||||