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    First BanCorp. New filed SEC Form 8-K: Results of Operations and Financial Condition, Financial Statements and Exhibits

    1/27/26 9:01:23 AM ET
    $FBP
    Major Banks
    Finance
    Get the next $FBP alert in real time by email
    fbpPRQ42025
    false 0001057706 false false false false NYSE false 0001057706 2026-01-27 2026-01-27
     
     
    1
    UNITED STATES
    SECURITIES AND EXCHANGE COMMISSION
    Washington, DC 20549
    Form
    8-K
    CURRENT REPORT
     
    Pursuant to Section 13 or 15(d) of
     
    the Securities Exchange Act of 1934
    Date of Report (Date of Earliest Event Reported):
    January 27, 2026
    First BanCorp.
    (Exact Name of Registrant as Specified in
     
    its Charter)
    Puerto Rico
    001-14793
    66-0561882
    (State or Other Jurisdiction
     
    of Incorporation)
    (Commission
     
    File Number)
    (I.R.S. Employer
    Identification No.)
     
    1519 Ponce de Leon Ave.
    P.O. Box 9146
    San Juan
    ,
    Puerto Rico
    00908-0146
    (Address of Principal Executive Offices)
    (Zip Code)
    (
    787
    )
    729-8200
    (Registrant’s Telephone Number, including Area Code)
    Not applicable
    (Former name or former address, if changed
     
    since last report)
    Check the appropriate box below if the Form 8-K filing is intended to
     
    simultaneously satisfy the filing obligation of
    the registrant under any of the following provisions:
    ☐
    Written communications pursuant
     
    to Rule 425 under the Securities Act (17 CFR 230.425)
    ☐
    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a
     
    -12)
    ☐
    Pre-commencement communications pursuant to Rule 14d-2(b)
     
    under the Exchange Act (17 CFR 240.14d-2(b))
    ☐
    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
     
    Act (17 CFR 240.13e-4(c))
     
     
     
     
     
     
     
     
     
     
     
    2
    Securities registered pursuant to Section 12(b) of the Act:
    Title of each class
    Trading
     
    Symbol(s)
    Name of each exchange on which
    registered
    Common Stock ($0.10 par value)
    FBP
    New York Stock Exchange
    Indicate by check mark whether the registrant is an emerging growth
     
    company as defined in Rule 405 of the
    Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities
     
    Exchange Act of 1934 (§240.12b-2
    of this chapter).
     
    Emerging growth company
    ☐
    If an emerging growth company, indicate by check mark if the registrant has elected not to
     
    use the extended transition
    period for
     
    complying with
     
    any new
     
    or revised
     
    financial accounting
     
    standards provided
     
    pursuant to
     
    Section 13(a)
     
    of
    the Exchange Act.
    ☐
     
     
     
    3
    Item 2.02
    Results of Operations and Financial Condition.
     
    On
     
    January
     
    27,
     
    2026,
     
    First
     
    BanCorp.
     
    (the
     
    “Corporation”),
     
    the
     
    bank
     
    holding
     
    company
     
    for
     
    FirstBank
     
    Puerto
     
    Rico
    (“FirstBank” or the
     
    “Bank”),
     
    issued a press
     
    release announcing its unaudited
     
    results of operations
     
    for the quarter ended
    December
     
    31,
     
    2025.
     
    A
     
    copy
     
    of
     
    the
     
    press
     
    release
     
    is
     
    attached
     
    hereto
     
    as
     
    Exhibit
     
    99.1
     
    and
     
    is
     
    incorporated
     
    herein
     
    by
    reference.
    A copy
     
    of the
     
    presentation that
     
    the Corporation
     
    will use
     
    at its
     
    conference call
     
    to discuss
     
    its financial
     
    results for
     
    the
    quarter
     
    ended
     
    December
     
    31,
     
    2025
     
    is
     
    attached
     
    hereto
     
    as
     
    Exhibit
     
    99.2
     
    and
     
    is
     
    incorporated
     
    herein
     
    by
     
    reference.
     
    As
    announced in a press
     
    release dated December 23,
     
    2025, the call may be
     
    accessed via a live Internet
     
    webcast at 10:00
    a.m.
     
    Eastern
     
    time
     
    on
     
    Tuesday,
     
    January
     
    27,
     
    2026,
     
    through
     
    the
     
    Corporation’s
     
    investor
     
    relations
     
    website:
    www.fbpinvestor.com or through the dial-in
     
    telephone number 833-470-1428
     
    or 646-844-6383. The
     
    participant access
    code is 822609.
     
    Item 9.01
    Financial Statements and Exhibits
     
    (d)
     
    Exhibits
     
    Exhibit
     
    Description of Exhibit
    99.1
     
    Press Release dated January 27, 2026 - First BanCorp Announces Earnings
     
    for the quarter ended
    December 31, 2025
    99.2
     
    First BanCorp Conference Call Presentation –
     
    Financial Results for the quarter
     
    ended December 31,
    2025
    104
     
    Cover Page Interactive Data File (embedded within the Inline XBRL document).
     
     
    Exhibits 99.1 and 99.2 referenced therein, shall not be deemed “filed”
     
    for purposes of Section 18
    of the Securities Exchange Act of 1934, as amended, nor shall Exhibits 99.1 and
     
    99.2 be deemed
    incorporated by reference in any filings under the Securities Act of 1933,
     
    as amended.
     
     
     
    4
    Exhibit Index
     
    Exhibit
     
    Description of Exhibit
    99.1
    Press
     
    Release
     
    dated
     
    January
     
    27,
     
    2026
     
    -
     
    First
     
    BanCorp
     
    Announces
     
    Earnings
     
    for
     
    the
     
    quarter
     
    ended
    December 31, 2025
    99.2
    First BanCorp Conference Call Presentation – Financial Results for the quarter ended December 31, 2025
    104
    Cover Page Interactive Data File (embedded within the Inline XBRL document).
    Exhibits 99.1
     
    and 99.2
     
    referenced therein,
     
    shall not be
     
    deemed “filed”
     
    for purposes
     
    of Section 18
     
    of the
    Securities Exchange
     
    Act of 1934,
     
    as amended, nor
     
    shall Exhibits 99.1
     
    and 99.2 be
     
    deemed incorporated
    by reference in any filings under the Securities Act of 1933, as amended.
     
     
     
    5
    SIGNATURE
     
    Pursuant to the
     
    requirements of the
     
    Securities Exchange Act
     
    of 1934, the
     
    registrant has duly
     
    caused this report
    to be signed on its behalf by the undersigned hereunto duly authorized.
    Date: January 27, 2026
     
    First BanCorp.
     
     
    By:
     
    /s/ Orlando Berges
     
     
    Name:
     
    Orlando Berges
     
    Title:
     
    EVP and Chief Financial Officer
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